The Points Mom

About Bank Of America Virgin Atlantic World Elite MasterCard

Apply for the Bank Of America Virgin Atlantic World Elite MasterCard Here

Card Highlights 

Bank Of America Virgin Atlantic World Elite MasterCard is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Virgin Points with the card as a member of Virgin Atlantic’s Flying Club Program. Learn about Virgin Atlantic’s Flying Club program here.

Sign-up Bonus

Get 60,000 bonus Virgin Points after spending $2,000 or more in purchases within the first 90 days of account opening.  APPLY FOR THE CARD HERE.  

Before you apply, make sure you are not limited by the Bank Of America 2,3,4 rule.

Annual Fee

There is a $90 annual fee.

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Miles on Spending

1.  Earn 3 Virgin Points  per $1 on Virgin Atlantic purchases.

2. Earn 1.5 Virgin Points per $1 on all other purchases.

Earn Extra Miles

1.  Earn up to 15,000 additional Virgin Points every anniversary after qualifying purchases.  You get 7,500 anniversary points if you spend a minimum of $15,000 in Net Purchases within the anniversary year and an additional 7,500 anniversary points if you spend $25,000 in Net Purchases within the anniversary year.

2. Earn 2,500 bonus points when you add an authorized user to your account.  You can add up to 2 authorized users for these bonus points for a total of 5,000 points.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

Earn A Companion Reward Ticket 

If you spend at least $25,000 in Net Purchases using your card within a year (beginning on the date you open your account and continuing for every 12 month period thereafter), you will qualify for your choice of A) One cabin upgrade for the primary cardholder, upgrade any booking by one cabin into a reward seat; or B) One matching Companion Fare in the same cabin class as the primary cardholder’s booked ticket. To qualify for the Companion Fare reward, the initial ticket must be a Virgin Atlantic ticket purchased directly through Virgin Atlantic Airways. The Enhanced Anniversary Award Benefit must be redeemed within two years of issue.

The Points Mom And The Bank Of America Virgin Atlantic World Elite MasterCard

Read about why I got this card and how I used it.

Five years later, BOA let me switch this card to the NO FEE Travel Rewards card, despite the fact it is a different line of card.  

More About The Card

Apply For The Card Here

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Learn About the Flying Club Here