About American Express Platinum Card

**Apply For The American Express Platinum Card Here**

Card Highlights

American Express Platinum Card is a Charge Card

With a charge card, there are no interest charges because you pay your balance in full each month. If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time. But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.

Sign-up Bonus

125,000 thru Resy-see offer here.

Before you apply, make sure your ability to get the sign-up bonus is not limited by American Express lifetime language or the 5 card rule or the 90 day rule or the other factors language.

Annual Fee

$695 (but read below about all of the many credits that you can take advantage of)

Additional Cardholder Fees

You can get up to three additional Platinum cards for $175. You can also give additional cardholders free additional gold cards. (not the same as the American Express Gold Card)

Earn Points on Spending

1. Earn 1x Membership Rewards point for every dollar you spend on purchases.

2. Earn 2x Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website.

3. Earn 5x Membership Rewards points on airfare booked directly with airlines or through American Express Travel. Note, starting on January 1, 2021, you will get 4 additional points (for a total of 5 points) on the first $500,000 on these purchases per calendar year. Also earn 5X Membership Rewards points on prepaid hotels (including Fine Hotels and Resorts) booked with Amex Travel. Both must be paid for with your Platinum card.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

$100 Statement Credit ($50 and $50 semi annually) At Saks Fifth Avenue

American Express and Saks Fifth Avenue teamed up with a benefit for called “Shop Saks with Platinum.” Enrolled U.S. Platinum Card Members will be able to get up to $100 in statement credits annually for purchases made at Saks Fifth Avenue, using their Platinum Card. Specifically, each year the card member will receive up to $50 in statement credits when they shop at Saks from January through June, and up to $50 in statement credits when they shop at Saks from July through December and pay with their Platinum Card.

$200 Airline Fee Credit

Select a qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and airport lounge day-passes, are charged by the airline to your Platinum Card Account.

$200 in Uber Credits

The card will provide up to $200 annually in Uber credits for U.S. rides. However, be careful, the benefit is really for $15 in Uber credits for U.S. rides every month, plus a $20 bonus in December, and no, the credits do not carry over each month. You use the monthly credit or you lose the monthly credit. If you take advantage of this benefit, make sure you add your American Express Platinum Card as a payment method to your Uber app.

$200 Hotel Credit

Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card.

$240 Digital Entertainment Credit

You can get $20 in statement credits per month, for a total of $240 per calendar year when you have monthly charges at Peacock, Audible, SiriusXM, and The New York Times. And now it also includes The Disney Bundle, Disney+, Hulu, and ESPN+. Enrollment is required to receive the benefit.

$189 CLEAR Credit

You get up to $189 in statement credits per year after you pay for CLEAR with your Platinum Card. This is enough to cover the cost of a CLEAR membership.

$155 Walmart+ Credit Which = Paramount+ For Free

The cost of a $12.95 Walmart+ monthly membership is reimbursed with a statement credit after you pay for Walmart+ each month using your Platinum Card. 1.

And someone who has a Walmart+ Membership will be given access to Paramount+ for free.

So, in summary, if you want free Paramount+, activate your Walmart+ benefit and charge the membership to your Platinum card. Each month, you will get credited back the $12.95 monthly membership fee. AND, with that membership, you will get Paramount+.

And, if you have a Walmart+ membership you can save 10¢ per gallon at Exxon, Mobil, Walmart & Murphy stations. You need to download the app. Then go to services at the bottom and click “Member prices on fuel” in the middle of the page. Then follow the prompts. I am going to try to remember to use this every time I get gas at one of the above service stations!

$300 Equinox Credit

Get up to $300 back per year ($25 per month) when you use your card to pay for monthly Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+, their on-demand fitness app. Get more info and ENROLL here… https://platinum.equinox.com/.

$300 SoulCycle At-Home Bike Credit

When you use your Platinum Card to purchase a SoulCycle at-home bike, you receive a $300 statement credit up to 15 bikes per calendar year. Note, an Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.

Cell Phone Protection

You can be reimbursed for your costs to repair or replace your damaged or stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month’s wireless bill was paid using your card.

Fee Credit for Global Entry or TSA Pre✓

Receive one Global Entry ($100) statement credit or one TSA Pre✓ ($85) statement credit every 4 and 4.5 years respectively for an application fee charged to your Platinum Card.

Airport Lounge Access and Priority Pass Select

The Platinum Card comes with complimentary airport lounge access to The Centurion Lounges, Delta Sky Clubs, and Airspace Lounges and you can enroll in Priority Pass Select at no additional cost. These programs provide you access to numerous domestic and international airport lounges. Note, you need to enroll in Priority Pass Select within your Amex online account.

Marriott Gold

As a Platinum Card Member, you can upgrade to Marriott Gold Status without meeting any stay requirements. Note, you must request enrollment for this benefit with American Express.

Hilton Honors Gold Status

As a Platinum Card Member you are eligible to enroll in complimentary Hilton Honors Gold status. Note, you must request enrollment for this benefit with American Express.

Premium Car Rental Status

You receive status in Avis Preferred, Hertz Gold Plus Rewards, and National Car Rental Emerald Club. Once enrolled in a program, you are eligible for upgrades when available, discounts, and priority service.

Transfer Points To Frequent Traveler Programs Or Use Membership Rewards Pay With Points

You can read here about each of these methods of using your American Express Membership Rewards.

Trip Cancellation and Interruption Insurance

If you purchase a round trip ticket entirely with your Amex Card, you may be able to take advantage of the Trip Cancellation and Interruption Insurance benefit. Read more here.

Trip Delay Insurance

If you purchase a round trip ticket entirely with your Amex Card, you may be able to take advantage of the Trip Delay Insurance benefit. Read more here.

Trip Cancel Guard

Provides up to 75% reimbursement if you cancel your eligible nonrefundable flight at least two full calendar days before. Read more here.

International Airline Program

The International Airline Program is a benefit where anytime you purchase a qualifying Business Class, First Class or PREMIUM ECONOMY ticket for international air travel with your card on participating airlines with lower fares on up to 8 tickets per booking.

FINE HOTELS & RESORTS

You receive complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking.

Platinum Card Concierge

There is a concierge staff available to you day or night as a personal resource. Contact Concierge: 800.525.3355

$100 Credit If You Stay At A Property That Is Part Of The Hotel Collection

If you stay a minimum of two nights at a Hotel Collection resort, you can receive a room upgrade, if available and a $100 hotel credit on qualifying dining, spa, or resort activities booked thru Amex.

Platinum Travel Service

You have access to Platinum Travel counselors specialize in providing custom itineraries and tailored recommendations.

Car Rental Privileges

You receive complimentary memberships for you when you enroll in premium car rental programs.

Global Assist Hotline

If you travel more than 100 miles from home, you have Global Assist Hotline available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance.

Purchase Protection

Purchase Protection protects eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase.

Extended Warranty

When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Some exclusions apply.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card.

Car Rental Loss and Damage Insurance

When you use your card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Note, there are some exclusions and restrictions and not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. Note, this product provides secondary coverage and does not include liability coverage.