Card Highlights
.
Point Card is a Debit Card
I do not usually recommend Debit Cards because they normally do not offer any rewards when you use them for spending. But this Debit Card does offer rewards for spending…
Card Rewards
Earn Points with the card that can be redeemed for CASH BACK
Sign-up Bonus
No sign-up bonus
Annual Fee
No annual fee
Spending Multipliers
1. 5x points on subscriptions like Netflix, Spotify, HBO Max, Hulu, etc.
2. 3x points on delivery from apps like DoorDash, GrubHub, etc.
3. 3x points on ride sharing services
4. 1x point on everything else
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Phone Insurance
Provides coverage when you charge your monthly phone bill to your PointCard and in the event your phone is stolen or damaged (including cracked screens), up to $500 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
New Purchase Insurance
Provides coverage for most new items purchased with PointCard that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per loss. A maximum pay of $25,000 per 12 months.
Extended Warranty
Doubles manufacturer’s warranty up to one additional year when you pay with PointCard. Provides up to $10,000 of coverage per claim, and $50,000 per cardholder per year.
Trip Cancellation Insurance
Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $2,000 per incident. Coverage applies to common carrier airfare.
Car Rental Insurance
Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with PointCard and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
Global Assist
.
