If your credit application is not approved immediately and they ask you to wait or to call, consider asking for a very small credit limit. After all, many times you are only getting the card to meet the minimum spend to get the sign-up bonus, so why do you need a large credit limit anyway?
I remember awhile back I wanted a Citi card but they would only extend me a $1,000 credit limit. The minimum spend to get the bonus was $3,000 in 3 months. I literally had to charge $1,000 3 times and pay the bill in advance just so I was able to meet the minimum spend in the 3 month period. A little annoying, but I got the bonus and then it was worth it!
Related posts:
Turning Travel Dreams Into Reality: My Interview on the ‘Ask an Influencer’ Podcast
Types of Cards for People with Limited Credit History: Secured, Prepaid, and Credit Builder Cards
A Literal No-Brainer: Why The Capital One Venture Rewards Credit Card and The Capital One Venture X Rewards Credit Card Make Earning Rewards Effortless
Love Entertainment? The Capital One Savor Cash Rewards Credit Card Might Be Your New Best Friend
