A few years ago, I got a CitiBusiness/AAdvantage Platinum Select World MasterCard and earned 45,000 American Airlines AAdvantage bonus miles. As I wrote in that post, once I earned the bonus with the card, I retired the card from my wallet.
In 2015, I received a bill for the $95 annual fee. I did not want to pay the annual fee for a card that I did not use so I called Citi to negotiate. I ended up accepting a deal in which I spent $100 on the card in a month and Citi credited me back $75 of the $95 annual fee.
This year, in 2016, I once again received a bill for the $95 annual fee and once again called Citi in hopes they would assign me a spending task and thereafter reduce or waive the fee. Not this year. Instead, they changed my card to the No-Fee CitiBusiness ThankYou card. I actually do not yet have any cards that earn Citi ThankYou points so this could ultimately be a useful card should I ever start to accumulate ThankYou points.
With the card, I earn 3 ThankYou points for every $1 spent on purchases in quarterly rotating business categories. This is like the Chase Freedom card. The 2016 categories are as follows:
January-March-Office supply merchants, advertising services and professional services
April-June-Computer equipment and software merchants, and telecommunications merchants
July-September-Airlines, hotels and car rental merchants
October-December-Restaurants and entertainment
You earn 1 point for every dollar you spend on other purchases.