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About Capital One Spark Miles Select Business Card

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Apply For The Capital One Spark Miles Select Business Card Here

Card Highlights

Capital One Spark Miles Select Business Card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Spark Miles with the card. Learn about Capital One Spark Miles here.

Sign-up Bonus

20,000 Spark BONUS MILES offer after you spend $3,000 in the first 3 months.  APPLY FOR THE CARD HERE

Before you apply, make sure you are not limited by any of the Capital One application rules. 

Annual Fee

NO ANNUAL FEE

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Miles on Spending

Earn 5x miles per dollar for purchases for hotel and car rentals made through Capital One Travel using your Spark Miles.

Earn unlimited 1.5X miles on every purchase

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

Redeem Your Miles Three Ways

You have three ways to redeem your miles for travel

1) Redeem for past travel purchases using Purchase Eraser

You can book your travel and pay using your card. You then need to go online at capitalone.com or call the Rewards Center to use the Purchase Eraser feature to redeem your miles and receive an account credit for the cost of your travel purchase. Note, purchase Eraser redemptions must be made within 90 days from the date your travel purchase posts to your account. Your account credit is usually applied to your balance within 2 to 3 business days after the redemption. Redemptions for a portion of a purchase amount (partial redemptions) are available.

2) Book new travel reservations
Go online to capitalone.com or contact the Cap One Rewards Center to book your travel.  You can then use your miles to pay for your travel. The number of miles needed is based upon the cost of the travel purchase.

Here is how it works with either method:

Simply multiply the cost of your travel purchase by 100. For example, if your travel purchase costs $200, you would multiply that by 100 to determine you need 20,000 miles to redeem.

Note, no matter how you redeem, you can only redeem your miles against travel purchases.  Capital One generally defines travel as purchases made from airlines, hotels, rail lines, car rental agencies, limousine services, bus lines, cruise lines, taxi cabs, travel agents and time shares.

More About The Card

Apply For The Card Here

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Learn More About Capital One Spark Miles Here 
K. Roth
... I saved $700 in annual fees and scored 120,000 worth of bonus points. I also got $100 off a pair of fancy headphones and $200 worth of airline gift cards. ....
D. Cohen
I am obsessed with Cindy "The Points Mom". Today she saved me 100,000 points and $1500 booking a flight...
M. Bernaducci
A huge shout out to CINDY GREENSTEIN, aka The Points Mom, for helping me book our flights to Greece using points. Money wise it would have cost $12k. I learned so much from her! Contact her. You will not be disappointed.

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