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The Points Mom - Mom’s Tips

What to Do If You’re Denied for a Credit Card

So you applied for a credit card—and got denied. Ouch. But here’s the good news: a denial isn’t always the end of the road. In fact, there are a few strategic steps you can take that might just turn that “no” into a “yes.” Whether you’ve been outright denied or

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Why I Use a Credit Card Over a Debit Card (And You Might Want To, Too)

Let’s just start with the obvious: swiping a card is convenient. But which card you swipe—credit or debit—can make a huge difference in your finances, your protection, and even your future. Personally, I’m team credit card all day, and here’s why: 1. Debit Cards Don’t Earn You Anything Every time you use your

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What To Do When You And Your Partner Have Two Of The Same Cards

Rob just got the Chase Sapphire Preferred® Card—thanks to that incredible 100,000 point welcome bonus offer. The thing is, I already had the Sapphire Preferred, and there’s really no benefit to us both holding the same card that does the same thing especially because Rob and I can merge our

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