The Points Mom - Resource Guides

Whether you’re the financially savvy half of your relationship or just the one with more free time to handle logistics, you might find yourself doing credit card-related tasks on behalf of your partner. While some companies make this easier than others, there are a few legit—and not-so-legit-but-we-all-do-it—ways to manage things without needing a full

So you applied for a credit card—and got denied. Ouch. But here’s the good news: a denial isn’t always the end of the road. In fact, there are a few strategic steps you can take that might just turn that “no” into a “yes.” Whether you’ve been outright denied or

Let’s just start with the obvious: swiping a card is convenient. But which card you swipe—credit or debit—can make a huge difference in your finances, your protection, and even your future. Personally, I’m team credit card all day, and here’s why: 1. Debit Cards Don’t Earn You Anything Every time you use your

If you’ve ever wondered when the best time is to apply for a new credit card, you’re not alone. I get this question all the time — and while there’s no one-size-fits-all answer, there are a few strategic moments that can seriously maximize your rewards. Here are three of the best times to open a

By Daniel G I recently discovered a valuable tip for American Express cardholders that I’m excited to share. If you have a corporate Amex card through your employer, there’s a special offer you might not know about that could save you money on your personal card annual fees. The Corporate

Timing is everything—especially when it comes to applying for a new credit card. Whether you’re chasing a big sign-up bonus or strategically planning your spending, knowing when to apply can make all the difference. Here are the best times to get a new credit card to maximize rewards, bonuses, and

One of the biggest game-changers in my points and miles journey has been having access to all four major flexible rewards currencies: Chase Ultimate Rewards, American Express Membership Rewards, Capital One Miles, and Citi ThankYou Points. By diversifying across these programs, I can strategically transfer points to the airline or hotel