You can now activate your 5% cash back/5 Ultimate Rewards points per $1 spent (up to $1,500) in bonus categories on your Freedom and Freedom Flex cards.
You need to activate by March 14, 2025, and you will get all points retroactively as long as you activate by 3/14. Do that here- Get Your Bonus.
The 1st quarter 2025 bonus categories are Grocery Stores excluding Walmart and Target , Norwegian Cruise Line(weird) , Fitness Clubs & Gym Memberships, and Hair, Nails & Spa Services.
If you want more clarification on these merchants, you can find that here. Chase Freedom: Cash Back Credit Card | Chase.com
The 5x on these new categories does not start until January 1, and the 4th quarter 2024 ones keep going at 5x till 12/31/24 (up to $1500 spend).
And REMEMBER, once you hit $1500 in a given quarter, you go back down to 1x.
You can track your spending in your Dashboard on the Ultimate Rewards home page.
How do you know if you hit the $1500 and are no longer getting 5x?
1. Log into Chase
2. Get to your Ultimate Rewards homepage and make sure your Freedom OR Freedom FLEX card is showing in top left.
3. Click “Your Dashboard”
4. You should see a section on the right titled “Your current 5% cash back earnings”. If you see you have reached $75 (5% of $1500), then you have hit the $1500 limit and should stop using the Freedom card on these purchases.
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