EXCITING NEWS! There is an INCREASED OFFER on my favorite beginner travel card Featured Credit Card Comparisons and Reviews

I Am Downgrading My Citi/AAdvantage Platinum Select World Elite MasterCard

Facebook
Twitter
LinkedIn
Threads
Email
Print

This was a perfect use of the liberal credit card bonus/fee system.  Last year in January, I got this card with a 60,000 American Airlines AAdvantage bonus.  The $95 fee was waived the first year.

This year, when I got billed for the $95 annual fee for my new cardmember year, I made one phone call and downgraded this card to the no fee Citi American Airlines AAdvantage MileUp Credit Card.

n general, I prefer this downgrade option and use it when I can instead of canceling (not that it would have been a big deal if I did have to cancel).


K. Roth
... I saved $700 in annual fees and scored 120,000 worth of bonus points. I also got $100 off a pair of fancy headphones and $200 worth of airline gift cards. ....
D. Cohen
I am obsessed with Cindy "The Points Mom". Today she saved me 100,000 points and $1500 booking a flight...
M. Bernaducci
A huge shout out to CINDY GREENSTEIN, aka The Points Mom, for helping me book our flights to Greece using points. Money wise it would have cost $12k. I learned so much from her! Contact her. You will not be disappointed.

Get More of Mom's Tips!

Sign up for our newsletter 

Advertising Disclosure: ThePointsMom.com has partnered with CardRatings for our coverage of credit card products. ThePointsMom.com and CardRatings may receive a commission from card issuers.

Editorial Note: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.