
Below, I outline the main ways in which to earn and accumulate Citi ThankYou Rewards points.
1. Points can be earned by using one of a variety of Citi credit cards that earn ThankYou Rewards
The good news….each credit card gives a bonus on spending that you are likely already doing (and are probably doing on just any old credit card earning at most 1 to 1 points on the dollar). For example, are you eating at restaurants? Going to the movies, or the theater or a concert? Which card are you using to pay for your travel? If you are doing these things often, why not use a card or cards to complement your family’s spending habits that maximize points? For example, the card spending bonuses are below:

Citi Strata Premier Card-You earn two (3) ThankYou points per dollar spent on Airfare, Hotels, Travel Agencies, Gas and Parking. You earn three (2) ThankYou points for every $1 you spend on dining and entertainment (think concerts, theater, movies, etc.). You earn one (1) Point per dollar spent on all other purchases. You can apply for the card here. The $95 annual fee is waived the first year.

Citi ThankYou Preferred Card-you earn two (2) ThankYou points for every $1 you spend on dining and entertainment (think concerts, theater, movies, etc.). and you earn (1) ThankYou point for every $1 you spend on all other purchases. There is no annual fee.

Citi ThankYou Prestige Card-you earn three (3) ThankYou points for every $1 you spend on Airfare and Hotels. You earn two (2) ThankYou points per dollar spent on dining and entertainment (think concerts, theater, movies, etc.) and you earn one (1) Point per dollar spent on all other purchases. The annual fee is $450.