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For The Chase Sapphires, Freedoms And Inks-Chase is Extending Their “Pay Yourself Back Feature” AGAIN Through December 31, 2022

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Attn: Sapphire Preferred (1.25) and Sapphire Reserve (1.5) cardholders

Set to expire on September 30th, Chase is extending their “pay yourself back feature” through April 30, 2021 September 30, 2021 March 31, 2022 June 30, 2022 \, December 31, 2022. Remember, this means that for now, Points are worth 1.25/1.5 cents when you redeem for categories other than travel.

The categories that now provide the option to apply points to pay for all or a portion of existing purchases AT 1.25/1.5 CENTS PER POINT are as follows:

For the Sapphire Reserve-you can still redeem at 1.5 cents for dining (yay) Dining includes restaurants, takeout and delivery services. You can also redeem for 1.5 cents at Airbnb thru 12/31/22 and at certain charitable organizations through 12/31/22. You can also use points at the 1.5 cent rate for your annual membership fee. You can use the feature on transactions up to 90 days prior. 

For the Sapphire Preferred, you can redeem at the 1.25 cents rate for Airbnb thru 12/31/22 and at certain charitable organizations through 12/31/22. You can use the feature on transactions up to 90 days prior.

To apply your points at the favorable 1.25/1.5 cents per point rate you need to log into Ultimate Rewards, then go to “redeem” and go to “pay yourself back” and select from recent transactions up to 90 days prior. You can choose to redeem points for all or a portion of the purchase.

For all of the Freedom cards, you can redeem at 1.25 center per point at certain charitable organizations through 12/31/22

I am still saving mine for future travel redemptions, but it’s nice that Chase extended this option.

On the business side, the Chase Ink Business Preferred and the Chase Ink Business Plus gives you the option to apply points to pay for all or a portion of internet, cable and phone services at 1.25 cents per point thru 12/31/22 and at certain charitable organizations through 12/31/22. And on the cash back side of the business cards, both the Chase Ink Business Unlimited and the Chase Ink Business Cash, give you the option to apply points to pay for all or a portion of internet, cable and phone services at 1.1 cents per point thru 12/31/22 and now shipping too at 1.1 cents per point, and at certain charitable organizations through 12/31/22. You can use the feature on transactions up to 90 days prior. 

K. Roth
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D. Cohen
I am obsessed with Cindy "The Points Mom". Today she saved me 100,000 points and $1500 booking a flight...
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