Hotel Statement Credits Table of Contents
If you’re looking to save on hotel stays or incidental charges, several credit cards offer statement credits that can ease the cost. Here’s a breakdown of cards with hotel statement credits and tips for maximizing their value.
1. Hilton Honors American Express Aspire Card
- Credit Amount: $200 every six months.
- Eligibility: Previously unrestricted, this credit is now limited to a specific list of Hilton resorts. However, you don’t need to be staying at the resort to use the credit—charges at on-site restaurants, spas, or shops also qualify.
- Tip: Check the list of eligible resorts before planning a visit and consider dining at one nearby to leverage the credit. Then again, as long as it works for you. There are not any good eligible resorts in the NY area. I long for the days when there was no specific list!
2. Hilton Honors American Express Business Card
- Credit Amount: $60 per quarter.
- Eligibility: Applies to any Hilton property worldwide. Charges for dining, bookings, or incidental expenses directly billed to your card qualify.
- Tip: Use this credit every quarter to ensure you maximize the $200 annual benefit.
3. Hilton Honors American Express Surpass Card
- Credit Amount: $50 per quarter.
- Eligibility: Covers eligible purchases made directly with Hilton properties, including room bookings and incidental charges.
- Tip: Use this card for Hilton stays or dining to utilize the credit regularly.
4. Chase World of Hyatt Business Credit Card
- Credit Amount: Up to $100 annually.
- Eligibility: Spend $50 or more at any Hyatt property and earn $50 statement credits, up to two times each anniversary year.
- Tip: Plan at least two qualifying stays or dining visits at Hyatt properties annually to maximize this benefit.
5. Chase Sapphire Preferred Card
- Credit Amount: Up to $50 annually.
- Eligibility: Earn credits for hotel stays booked through the Chase Ultimate Rewards portal.
- Tip: Use this credit strategically for bookings made early in your account anniversary year.
Selfies are always better-
When Your Vacation is Free!
6. American Express Platinum Card
- Credit Amount: $200 annually.
- Eligibility: Applies to prepaid bookings at Fine Hotels + Resorts or The Hotel Collection through American Express Travel. Bookings must be paid with your Platinum Card.
- Tip: Combine this credit with other Platinum benefits like complimentary room upgrades and daily breakfast to enhance your stay’s value.
Maximizing Hotel Statement Credits
- Track Your Benefits: Use your card’s app or online portal to monitor when your credits reset.
- Plan Ahead: If credits are tied to specific properties or portals, plan your bookings and incidental purchases accordingly.
- Combine Benefits: Many cards offer additional perks like free breakfast, upgrades, or bonus points—pair these with your statement credits for maximum value.
- Review Terms: Always check the fine print to ensure your charges qualify for the credit.
Final Thoughts on hotel statement credits
Hotel statement credits can significantly offset the cost of travel and add value to your credit card’s annual fee. By understanding the terms and planning your spending, you can take full advantage of these perks. Whether it’s enjoying a meal at a Hilton resort or booking a luxury stay through Amex Travel, these credits make rewarding travel more accessible.
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