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I Have Downgraded My Chase IHG Rewards Club Premier Credit Card

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Cindy

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Unknown 1For the time being, I have downgraded my Chase IHG Rewards Club Premier Credit Card to the Chase IHG Rewards Club Traveler Credit.

Don’t get me wrong, I really like the card and feel the $89 more than makes up for the free night up to 40,000 IHG Rewards points. (Although, I probably would have kept the card had they not capped the free night at 40k). The problem is, I have a lot of cards in which I get a free night and even though I am in college touring mode, I fear I will have a hard time using the free night.

So I downgraded to the $29 version for at least a year and I will reevaluate next year.

Note, I would not use this card for everyday spending (in either version).  I would still use it though if I stay at an IHG Hotel to earn 5x IHG Rewards points.

Related posts:

I Downgraded Rob’s Chase United MileagePlus Explorer Card For A No Fee United MileagePlus Card I Downgraded My CitiBusiness/AAdvantage Platinum Select World MasterCard For A CitiBusiness ThankYou Card In Its Place I Canceled My Chase Marriott Rewards Premier Business Credit Card Chase Marriott Rewards Premier Credit Card Will Be Used At Our Atlantis Stay

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Advertising Disclosure: ThePointsMom.com has partnered with CardRatings for our coverage of credit card products. ThePointsMom.com and CardRatings may receive a commission from card issuers.

Editorial Note: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.