Card Highlights
Capital One Spark Cash Plus Card is a Charge Card
With a charge card, there are no interest charges because you pay your balance in full each month.
Earn Cash Back
Earn CASH BACK with the card. If you have Capital One Miles with another card, this cash back can be converted to Capital One Miles.
Bonus Offer
Earn $2,000 after spending $30,000 in first 3 months; add’l $2,000 each time you spend $500,000 in first year.
Annual Fee
$150
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Cash Back on Spending
Earn unlimited 2% CASH BACK on every purchase
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Extra Cash Bonus
Redeem For Cash
And Convert Cash To Capital One Miles!
If you have a card that earns Capital One Miles, you can easily convert your cash back on this card to Miles. This is a very good option to have, as Capital One Miles are quite valuable. In addition to being used to erase travel purchases, they can also be transferred to all of Capital One’s transfer partners.