Passing Points to Loved Ones

Many of my clients have parents who are too old to travel, yet they hold enormous points and miles balances.

I know this is an uncomfortable topic, but points, miles, and credit card rewards should be planned for upon death in the same way as traditional assets like bank accounts, IRAs, and real estate.

Each loyalty program has specific rules regarding reward distribution upon death. Some programs have pretty liberal policies, making it easy to pass rewards along. However, some programs require complicated and expensive steps to get the rewards to the rightful recipients. The worst-case scenario is when some programs do not allow transfers and forfeit the rewards back to them.

So why wait until death to find out how AND IF these rewards can be passed on? You can work with The Points Mom to transfer or use points and miles BEFORE DEATH, avoiding the additional headaches (and fees) of dealing with this after the death of a loved one.

Don’t wait any longer to get peace of mind. Contact me to help you.