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The Tiles That Got Away: A Cautionary Tale for Mosaic Chasers

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We all know that loyalty programs can be a great way to unlock perks and rewards, but they can also have a few hidden twists—especially when it comes to earning status. Take my friend Robin, for example. In 2024, she was working hard toward earning Mosaic status on JetBlue, a coveted level that brings all sorts of benefits, from free checked bags to priority boarding. But in the final stretch, Robin encountered a frustrating roadblock that left her a few tiles short of her goal.

So, what happened?

At the end of the year, Robin was ready to book flights for herself and her husband. She had enough JetBlue points to cover one flight, but would need to pay cash for the second. When making the reservation, she entered her details first and her husband’s second—thinking it was a simple way to get them both on their way. JetBlue automatically applied her points to her flight and the cash amount to her husband’s.

But here’s where things took a turn: JetBlue’s Mosaic status qualification is tied to cash spending, not points. This means that you only earn tiles (the credit toward Mosaic status) when you pay with cash or a credit card, not when you redeem points. Since Robin’s husband’s flight was the one that was charged to the credit card, that’s where the tiles were assigned. In other words, Robin’s husband got the tiles, not Robin, even though it was she who was working hard to hit the Mosaic milestone.

When Robin called JetBlue to ask about the issue, they explained that the point ticket is automatically assigned to the first person listed on the reservation. Unfortunately, this policy was something Robin hadn’t known (nor can I find it written anywhere), and it cost her the status she’d been working towards all year.

So, what can we learn from this?

1.    The Order of Names Matters
If you’re booking a flight with points and cash for multiple passengers, make sure you know that the person listed first will be assigned the ticket with points and the second person will be assigned the cash ticket and will earn Mosaic Tiles.
    2.    Book Separate Reservations if Necessary
Another way to avoid this issue is by booking separate reservations for each person. That way, you have complete control over who gets the tiles. If Robin had booked her and her husband’s flights separately, she could have used points for her husband’s flight and paid cash for her own, ensuring she got the tiles she needed.

A Hard Lesson Learned

Despite this setback, Robin’s story is a valuable reminder for all of us to pay close attention to the fine print (even though there doesn’t seem to be any)when working toward elite status. It’s a tough pill to swallow, but as Robin’s case shows, sometimes it’s the little details—like who’s listed first in your reservation—that make all the difference.

In the end, Robin has learned her lesson, and she’s now well on her way to making sure that next time, she’ll be the one celebrating her Mosaic status.

K. Roth
... I saved $700 in annual fees and scored 120,000 worth of bonus points. I also got $100 off a pair of fancy headphones and $200 worth of airline gift cards. ....
D. Cohen
I am obsessed with Cindy "The Points Mom". Today she saved me 100,000 points and $1500 booking a flight...
M. Bernaducci
A huge shout out to CINDY GREENSTEIN, aka The Points Mom, for helping me book our flights to Greece using points. Money wise it would have cost $12k. I learned so much from her! Contact her. You will not be disappointed.

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