Card Highlights
U.S. Bank Altitude Reserve Visa Infinite Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Card Rewards
Earn Points with the card. Learn about US Bank Altitude Reserve Points here.
Annual Fee
$400
Earn Points on Spending
Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
Earn 3X points on travel purchases and for transactions using a mobile wallet and 1x point per $1 on all other purchases.
Travel purchases- Click here for a complete definition of travel from U.S. Bank.
Mobile wallet purchases-Click here for a complete definition of mobile wallet purchases from U.S. Bank.
Note, If the transaction is an eligible mobile wallet transaction and an eligible travel category transaction, additional Points will only be awarded for one of the transaction types and that type will be the mobile wallet.
$325 Annual Travel/Dining Credit
Each year, automatically receive up to $325 in statement credits as reimbursement for travel-related purchases and takeout, food delivery and dining purchases charged to your card.
Complimentary Priority Pass Select Membership
Cardmembers who enroll in the Priority Pass Select program will receive access for 12 months. Per person lounge visit fees will apply after free visits have been used. After the free visits have been used, the member’s Card will be charged a lounge visit fee of $27 per person per visit for the member and each guest.
Global Entry or TSA Pre✔ Fee Credit
Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card for Global Entry or TSA Pre√
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
50% More In Value When You Redeem Your Points For Travel
When you use points to redeem for merchandise, entertainment, gift cards and cash back, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. However, each point you redeem for travel is worth $.0150 (one and a half cents), which means that 100 points equals $1.50 in redemption value, and points are worth 50% more than if redeemed for other purchases. For example, a 450 flight requires 30,000 points. (NOT 45,000).
The Points Mom And The U.S. Bank Altitude Reserve Visa Infinite Card
I am excited to say that after carefully strategizing, I secured the card. Yay! But note, this strategizing is no longer necessary as now anyone can apply and be approved for a U.S. Bank Altitude Reserve card. When I applied back in 2017, I had to be a US Bank customer already!
