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Ugh-I Messed Up And Applied For A Citi ThankYou Card Too Soon And Now Won’t Get The Bonus!

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And I still continue to make mistakes at times!

I recently wrote about how I was excited about adding a Citi Rewards+ card to my Citi ThankYou card portfolio.  I recently went for the card after being reminded about the 10% Points Back rebate feature for the first 100,000 ThankYou Points you redeem per year.

The bonus I took advantage of was that I needed to spend $1k in 3 months for a 15,000 point bonus and I bragged about getting the 15k points for free as the card has no fee.  However, the joke is now on me.

I forgot about this one Citibank rule in relation to sign-up bonuses….

All of the terms of the Citibank ThankYou cards state the following:

Bonus ThankYou Points are not available if you received a new cardmember bonus for a ThankYou card, or if you have closed any of these accounts, in the past 24 months.

Well guess what?  I got the Citi ThankYou Premier Card back in December 2018. With some quick math, I can positively state that December 2018 till now is a mere 17 months.  I will surely be precluded from getting the 15,000 point bonus, although I will definitely play dumb and try.  I am not hopeful!

Ugh!  I could have waited another 6 months to apply!  I didn’t really need the card yet as I don’t plan to redeem my Citi ThankYou points for quite some time so I won’t even benefit from the 10% rebate!!

 

K. Roth
... I saved $700 in annual fees and scored 120,000 worth of bonus points. I also got $100 off a pair of fancy headphones and $200 worth of airline gift cards. ....
D. Cohen
I am obsessed with Cindy "The Points Mom". Today she saved me 100,000 points and $1500 booking a flight...
M. Bernaducci
A huge shout out to CINDY GREENSTEIN, aka The Points Mom, for helping me book our flights to Greece using points. Money wise it would have cost $12k. I learned so much from her! Contact her. You will not be disappointed.

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