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Ways To Use Chase Ultimate Rewards Points To Book Free Travel

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Chase Ultimate Rewards
Learn About and Apply For Chase Cards That Earn Ultimate Rewards Points Here

Chase Ultimate Rewards points are earned by using one of your Chase cards.  Once you have earned the points, how do you then use the points for free travel?  The options are listed below.

Also read about how The Points Mom used Chase Ultimate Rewards points to book free travel to Hawaii, Vancouver, Telluride, Aspen, LA, Park City 2017Jackson Hole, Palmetto BluffAmsterdam, Park City 2018, St. Petersburg for a swim meet, Beaver CreekAspen againSingapore and Breckenridge/Denver.

1.  Transfer points to participating frequent travel programs

Q213_points-hero1Some of the Chase frequent traveler programs include United’s MileagePlus program, British Air Executive Club, Southwest Rapid Rewards, JetBlue TrueBlue, Emirates, also Aer Lingus AerClub, Iberial Plus Air France Flying Blue, Korean Air SkyPass, Singapore Airlines KrisFlyer, Virgin Atlantic Flying Club, Amtrak GuestRewards, Priority Club Rewards, World Of Hyatt, Marriott Bonvoy, IHG Rewards, and Ritz Carlton Rewards.  One point equals one partner’s mile or point and transfers can be made with no transfer fee.  Note, you can transfer points to participating frequent travel program accounts belonging to you or one additional household member who is listed on your account as an authorized user. Once you transfer points to an authorized user, that person will be the only authorized user eligible to receive point transfers through this program.

2.  Book Travel (Airline Tickets, Hotels, Cruise, Travel Packages and Car Rentals) through Ultimate Rewards

With the Chase Sapphire Preferred and Chase Ink Business Preferred one Ultimate Reward point equals $0.0125 incremental ticket value on travel. For example, 20,000 points can be redeemed for a $250 airline ticket.  With the Chase Sapphire Reserve, one Ultimate Reward point equals $0.015 incremental ticket value on travel. For example, 20,000 points can be redeemed for a $300 airline ticket.

If you book travel with a value greater than the redemption value of your points, the additional amount must be paid for using a Chase card with Ultimate Rewards.  (But at least you get 1 extra Ultimate Rewards point per dollar spent if  you are booking airfare or hotel accommodations with your Chase Sapphire Preferred card.)

Click here to see how Chase compares to other banks when using points to book travel.

Is one method better than the other?

It depends?  I always start out by going to the website of the airline/hotel, etc and seeing how many points are required for a free night or flight.  If I feel the point redemption is too high, or if I do not have enough Chase Ultimate Rewards points to transfer to the partner,  I may go to Chase Ultimate Rewards Travel and book my travel there.  When booking, Chase provides me with the rate in points and I choose the option of paying with points.  I have generally found that Chase Ultimate Rewards travel offers the same rates as the rates offered by the airlines, hotels, etc.

Keep in mind,  when booking the travel through the travel site, your travel counts as a paid fare.  You’ll earn frequent flyer miles with the booked airline on your paid fare.  Note however, the case is likely different with hotel points.  When you book hotels through Chase Ultimate Rewards, it is like booking the stay through an online travel agency.  You will most likely not earn the hotel loyalty points.

Generally, if I will use less Ultimate Rewards points by transferring them to the partner and booking my travel through the partner’s program, then I will transfer my Chase Ultimate Rewards points to the applicable program, having taken into consideration, in the case of flights, that I will not be earning miles on this non-paid fare.

It comes down to the fact that you need to do the research.  But in any event, you have flexible options when using Chase Ultimate Rewards points to book free travel!

3. Use your points through the “pay yourself back” program.

You can choose to receive a statement credit on one or more of your eligible purchases at the 1.25/1.5 CENTS PER POINT rate. The categories change periodically. You need to log in to your Chase account to see the current pay yourself back categories.

4.  Learn more about using Chase Ultimate Rewards Points here

Learn about earning Chase Ultimate Rewards Points here

K. Roth
... I saved $700 in annual fees and scored 120,000 worth of bonus points. I also got $100 off a pair of fancy headphones and $200 worth of airline gift cards. ....
D. Cohen
I am obsessed with Cindy "The Points Mom". Today she saved me 100,000 points and $1500 booking a flight...
M. Bernaducci
A huge shout out to CINDY GREENSTEIN, aka The Points Mom, for helping me book our flights to Greece using points. Money wise it would have cost $12k. I learned so much from her! Contact her. You will not be disappointed.

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