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Your Credit Score May Go Up Soon

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Cindy

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You see the “amounts owed” piece of the pie?Starting April 16, all three credit bureaus (Experian, Equifax, and TransUnion) will remove all tax liens and many civil judgements from that piece of the pie.

With out those amounts, your utilization ratio will go down.  Don’t forget, utilization ratio is debt to credit.  So without tax liens and civil judgments, you utilization ratio will decrease.  This will likely lead to a credit score increase!

You can read more about this change here.


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Advertising Disclosure: ThePointsMom.com has partnered with CardRatings for our coverage of credit card products. ThePointsMom.com and CardRatings may receive a commission from card issuers.

Editorial Note: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.